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Underwriter

Description

Hiring now an Underwriter for a Financial/Mortgage Company

Location: Redlands, CA

Pay Rate: $60,000 - $90,000 + Bonus (based on experience)

Schedule: Ability to work OT

SUMMARY

The Underwriter I is responsible for the prudent underwriting of loans in accordance with company and investor guidelines. They evaluate and verify applications, determining whether or not the borrower will be able to repay the loan.

JOB DUTIES

  • Review and evaluate information on mortgage loan documentation to determine borrower and property meets loan standards.
  • Complete a thorough risk analysis of loan files to determine compliance with company, investor and FNMA/FHLMC guidelines and standards.
  • Evaluate the entire credit package and collateral for residential mortgage loans and ultimately ensure an 'investment' quality loan product.
  • Check accuracy of all calculations.
  • Recommend the loan disposition, for loan amounts in excess of authority limitation, to underwriting manager.
  • Rejects loans by identifying and documenting deficiencies.
  • Communicate decision on loans to appropriate parties both verbally and in writing.
  • Be available to processors and loan officers for general guideline interpretations and questions on specific loan files.
  • Possess sound knowledge of automated underwriting and guidelines.
  • Perform related duties as directed by underwriting manager.
  • Provide corrective action and held accountable for underwriting deficiencies.

MINIMUM QUALIFICATIONS

  • 1+ years of Mortgage Underwriting experience
  • Ability to work overtime
  • Experience with income ratios




About Aerotek:

We know that a company's success starts with its employees. We also know that an individual's success starts with the right career opportunity. As a Best of Staffing® Client and Talent leader, Aerotek's people-focused approach yields competitive advantage for our clients and rewarding careers for our contract employees. Since 1983, Aerotek has grown to become a leader in recruiting and staffing services. With more than 250 non-franchised offices, Aerotek's 8,000 internal employees serve more than 300,000 contract employees and 18,000 clients every year. Aerotek is an Allegis Group company, the global leader in talent solutions. Learn more at Aerotek.com.

Requirements

 

Job Snapshot

Location US-CA-Redlands
Employment Type Full-Time
Pay Type Year
Pay Rate $60,000.00 - $90,000.00 /Year
Store Type Banking
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Company Overview

Aerotek

We know that a company’s success starts with its employees. We also know that an individual’s success starts with the right career opportunity. As a Best of Staffing® Client and Talent leader, Aerotek’s people-focused approach yields competitive advantage for our clients and rewarding careers for our contract employees. Since 1983, Aerotek has become a leader in recruiting and staffing services by building quality relationships that allow us to place quality people in quality jobs. With more than 230 non-franchised offices, Aerotek’s 6,000 internal employees serve more than 300,000 contract employees and 17,000 clients every year. To learn more, visit Aerotek.com. Learn More

Contact Information

US-CA-Redlands
Brittany Rex
+19095793654
Snapshot
Aerotek
Company:
US-CA-Redlands
Location:
Full-Time
Employment Type:
Year
Pay Type:
$60,000.00 - $90,000.00 /Year
Pay Rate:
Banking
Store Type:

Description

Hiring now an Underwriter for a Financial/Mortgage Company

Location: Redlands, CA

Pay Rate: $60,000 - $90,000 + Bonus (based on experience)

Schedule: Ability to work OT

SUMMARY

The Underwriter I is responsible for the prudent underwriting of loans in accordance with company and investor guidelines. They evaluate and verify applications, determining whether or not the borrower will be able to repay the loan.

JOB DUTIES

  • Review and evaluate information on mortgage loan documentation to determine borrower and property meets loan standards.
  • Complete a thorough risk analysis of loan files to determine compliance with company, investor and FNMA/FHLMC guidelines and standards.
  • Evaluate the entire credit package and collateral for residential mortgage loans and ultimately ensure an 'investment' quality loan product.
  • Check accuracy of all calculations.
  • Recommend the loan disposition, for loan amounts in excess of authority limitation, to underwriting manager.
  • Rejects loans by identifying and documenting deficiencies.
  • Communicate decision on loans to appropriate parties both verbally and in writing.
  • Be available to processors and loan officers for general guideline interpretations and questions on specific loan files.
  • Possess sound knowledge of automated underwriting and guidelines.
  • Perform related duties as directed by underwriting manager.
  • Provide corrective action and held accountable for underwriting deficiencies.

MINIMUM QUALIFICATIONS

  • 1+ years of Mortgage Underwriting experience
  • Ability to work overtime
  • Experience with income ratios




About Aerotek:

We know that a company's success starts with its employees. We also know that an individual's success starts with the right career opportunity. As a Best of Staffing® Client and Talent leader, Aerotek's people-focused approach yields competitive advantage for our clients and rewarding careers for our contract employees. Since 1983, Aerotek has grown to become a leader in recruiting and staffing services. With more than 250 non-franchised offices, Aerotek's 8,000 internal employees serve more than 300,000 contract employees and 18,000 clients every year. Aerotek is an Allegis Group company, the global leader in talent solutions. Learn more at Aerotek.com.

Requirements

 
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