The #1 Site for Finance Jobs - search all Finance jobs.
M477kz6k1br8n5xbyh7

Loan Officer - Addison

Description



CU Members Mortgage, a division of Colonial Savings, F.A., provides turn-key mortgage origination services for credit unions and their members nationwide. The Loan Officer - Addison is responsible for originating residential mortgage loans for the members of one or more credit unions. Eligible loan products include FNMA, FHLMC, FHA, VA, USDA, Jumbo, and credit union portfolio products.

Responsibilities include:
  • Promote the credit union mortgage loan offering during contact with credit union members and credit union employees
  • Counsel members on their needs in order to identify the right mortgage product
  • Counsel and negotiate with members on rate/price options, fees, terms, required documentation, and disclosure agreements
  • Encourage applications for pre-qualification and pre-approval
  • Ensure a complete 1003 loan application, whether taken directly by the employee, credit union employee, or via an on-line portal
  • Ensure rate locks are complete and accurate using all applicant and loan parameters
  • Comply with federal regulation and disclosure requirements in producing mortgage loan applications
  • Follow documented workflow procedures for Loan Officers
  • Communicate as needed with the member, credit union employees, other parties to the transaction, and CU Members employees (Operations, Processing, Underwriting, and Closing)
  • Develop relationships with credit union employees around the mortgage loan offering based on the selected level of service by the credit union
  • Other duties as assigned


Requirements:
  • 2+ years of direct residential mortgage origination experience under TRID
  • Excellent customer service skills and experience required
  • Excellent written and verbal communication skills required
  • Strong math and analytical skills required
  • Proficient computer skills; Outlook, Word, Excel, Internet Explorer, and Loan Origination Systems (LOS) required
  • Ability to use standard office equipment as provided by CU Members or the credit union
  • Bilingual (English/Spanish) a plus
  • Strong attention to detail
  • Ability to demonstrate a professional, unbiased outlook, regardless of the conversation, communication, interaction, or scenario
  • Ability to multi-task and prioritize many responsibilities in dealing with member applicants, credit union employees, and CU Members employees
  • Ability to work alone in credit union office space without direct onsite daily supervision
  • Successful NMLS registration is required


This position offers a full range of benefits including Health, Dental, and 401k.

Equal Opportunity Employer

M/F/Disability/Vet.

Member FDIC | Equal Housing Lender | NMLS ID 401285

Requirements

 

Job Snapshot

Location US-TX-Addison
Employment Type Full-Time
Pay Type Hour
Pay Rate N/A
Store Type Banking
Apply

Company Overview

Colonial Savings

For More Than 30 Years, CU Members Mortgage has served the mortgage lending needs of credit unions, CUSOs, and league partners across the nation. As a result, thousands of members have found the perfect home loan solution in the hands of the financial institution they trust - your credit union. Take a look at all we have to offer and see why more and more credit unions are choosing to partner with CU Members Mortgage. Learn More

Contact Information

US-TX-Addison
Colonial Savings
Snapshot
Colonial Savings
Company:
US-TX-Addison
Location:
Full-Time
Employment Type:
Hour
Pay Type:
N/A
Pay Rate:
Banking
Store Type:

Description



CU Members Mortgage, a division of Colonial Savings, F.A., provides turn-key mortgage origination services for credit unions and their members nationwide. The Loan Officer - Addison is responsible for originating residential mortgage loans for the members of one or more credit unions. Eligible loan products include FNMA, FHLMC, FHA, VA, USDA, Jumbo, and credit union portfolio products.

Responsibilities include:
  • Promote the credit union mortgage loan offering during contact with credit union members and credit union employees
  • Counsel members on their needs in order to identify the right mortgage product
  • Counsel and negotiate with members on rate/price options, fees, terms, required documentation, and disclosure agreements
  • Encourage applications for pre-qualification and pre-approval
  • Ensure a complete 1003 loan application, whether taken directly by the employee, credit union employee, or via an on-line portal
  • Ensure rate locks are complete and accurate using all applicant and loan parameters
  • Comply with federal regulation and disclosure requirements in producing mortgage loan applications
  • Follow documented workflow procedures for Loan Officers
  • Communicate as needed with the member, credit union employees, other parties to the transaction, and CU Members employees (Operations, Processing, Underwriting, and Closing)
  • Develop relationships with credit union employees around the mortgage loan offering based on the selected level of service by the credit union
  • Other duties as assigned


Requirements:
  • 2+ years of direct residential mortgage origination experience under TRID
  • Excellent customer service skills and experience required
  • Excellent written and verbal communication skills required
  • Strong math and analytical skills required
  • Proficient computer skills; Outlook, Word, Excel, Internet Explorer, and Loan Origination Systems (LOS) required
  • Ability to use standard office equipment as provided by CU Members or the credit union
  • Bilingual (English/Spanish) a plus
  • Strong attention to detail
  • Ability to demonstrate a professional, unbiased outlook, regardless of the conversation, communication, interaction, or scenario
  • Ability to multi-task and prioritize many responsibilities in dealing with member applicants, credit union employees, and CU Members employees
  • Ability to work alone in credit union office space without direct onsite daily supervision
  • Successful NMLS registration is required


This position offers a full range of benefits including Health, Dental, and 401k.

Equal Opportunity Employer

M/F/Disability/Vet.

Member FDIC | Equal Housing Lender | NMLS ID 401285

Requirements

 
Mx38966xgpxym3hm878
MoneyJobs Advice

For your privacy and protection, when applying to a job online: Never give your social security number to a prospective employer, provide credit card or bank account information, or perform any sort of monetary transaction.Learn More

By applying to a job using moneyjobs.com you are agreeing to comply with and be subject to the workinretail.com Terms and Conditions for use of our website. To use our website, you must agree with theTerms & Conditionsand both meet and comply with their provisions.
Loan Officer - Addison Apply now