Classification: Credit Analyst
Compensation: $75000.00 to $90000.00 yearly
Credit Officer for Midland based Financial/Banking Institution. Great culture! Great Benefits!
Act as primary contact during on-site visits from OCC examiners, loan review and auditors.
Assists in reviewing and providing guidance on all problem loans.
Reviews CAP’s/credit packages as assigned by CCO & approves credit within authority.
Serves as Sageworks Subject Matter Expert.
Coordinates Stress Testing of all significant portfolios (i.e. CRE; C& I; E& P, ect.).
Serves as a resource on the loan pricing model.
Assists CCO in revising, updating, and enforcing internal credit policies.
Assist with preparation of Allowance for Loan and Lease Loss calculation.
Monitors past due loans, coming due loans, loan ticklers, covenant compliance and annual review process to assist in keeping these items current. Serves as liaison to lenders on these items.
Ensures Bank complies with Board policies and strategic plans related to credit.
Responsible for knowledge of all laws and banking regulations pertaining to credit.
Responsible for key credit initiatives, special projects as assigned by CCO or CEO.
Mentors and helps train credit analysts. Will serve a key role in implementation of CECL.