Classification: Commercial Lender
Compensation: $75000.00 to $95000.00 yearly
Do you enjoy working with a great team and thrive in fun, collaborative environments? Do you have a client-focused attitude and value the importance of relationships, professionalism, and trust? We seek someone with solid communication skills that is detail oriented and organized. If you have the related skill and believe that learning is vital to success, please appley!
Identify, gather, and review financial information to determine borrower risk ratings and appropriate loan structuring
Analyze borrower financial statements and tax returns with emphasis on the cash flow of underlying investment real estate
Prepare credit memos for approval within assigned limits or for submission to credit administration, making appropriate recommendations
Handle administrative transactions such as ownership structure changes, partial reconveyances etc.
Assess and communicate risks to support risk mitigation strategies
Provide adverse actions according to proper regulatory guidelines
Proactively communicate the loan decision to the Commercial Loan Officers, Specialists and Processors
Proactively communicate with external business partners (including brokers and credit analysts)
Assist and counsel originators in qualifying loans, determining borrower's needs, determining appropriate commercial loan product in light of needs, and obtaining requisite financial data
Guide and coach all Commercial Lending employees on underwriting questions
Posted by Director of Recruiting Scott Moore