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Commercial Lender

Description

Ref ID: 00870-0011057480

Classification: Lender - Commercial

Compensation: $80,000.00 to $130,000.00 per year

The Busniess Development Officer/Lender will work with new or existing clients by marketing, structuring and preparing credit requests for commercial and commercial real estate loans (which may include construction and term loans, depending upon the assigned department), and cross-selling corporate products. The BDO is responsible for generating new business and managing assigned portfolio. The lender must be very familiar with the market in order to generate new business and is also responsible for staying abreast of all conditions and trends of marketplace.
  • The loan officer has the responsibility, as needed, to provide guidance, training, and mentoring to less experienced personnel. Furthermore, the loan officer may perform joint sales call and provide sales expertise to other lending staff.
  • The BDO should demonstrate the ability to understand credit risk and be able to properly evaluate and disclose risk in a relationship. The officer?s ability to analyze the borrower?s operational capacity is also evaluated.
  • The officer should also be able to assess collateral and any potential weaknesses. Factual accuracy in the loan memorandum is another consideration. The lender should understand the loan policy and document any exceptions to it.
  • The loan officer, with the assistance of the account manager, should ensure files are up to date and exceptions resolved in a timely manner. A goal for total exceptions is 25%.
  • The loan officer shall service account and maintain up-to-date memorandum in files. The loan officer shall maintain well-organized, neat and current credit and collateral files. Site visits shall be performed annually and documented accordingly.
  • The loan officer shall identify any potential problems in a loan relationship and document these issues in the credit file and promptly notify the SCO. Loan ratings shall be assigned at loan approval and the loan officer shall recommend any changes in a timely manner.
  • Loan officer shall assist in carrying out action plans approved by SCO for problem credit relationships.
  • The loan officer has the responsibility to collect past due loans. The specific actions depend upon the delinquency of the account. The bank?s past due goals are 1.25% for past due loans greater than 15 days and 1.0% for loans past due greater than 30 days.
  • The loan officer has the responsibility to adhere to Board approved asset quality goals. Loan losses should be maintained at acceptable levels. Substandard assets should be less than 20% and OAEM less than 25% of the lenders portfolio. KEYS ? College Degree ? either Bachelor's or Associates. Degree in finance, business or accounting preferred ? 2+ years of prior financial sales experience preferred ? 3+ years? experience in banking ? Strong communication skills, both verbal and written in English ? Strong organizational skills ? General knowledge of banking and business in targeted location
  • Requirements

    Qualified Candidates will:
    • College Degree ? either Bachelor's or Associates. Degree in finance, business or accounting preferred
    • 2+ years of prior financial sales experience preferred
    • 3+ years? experience in banking
    • Strong communication skills, both verbal and written in English
    • Strong organizational skills
    • General knowledge of banking and business in targeted location
    • Business Development
    • Commercial Lending
    • SBA Lending
    • SBA 7(a) Loans experience

      Robert Half Finance & Accounting, the world's leader in specialized financial staffing, provides exciting full-time opportunities in the areas of accounting, bookkeeping, finance, audit, taxation and more. We pioneered the professional staffing industry, and we've been successfully matching professionals with employers since 1948. Our proven proprietary processes, along with our relationships in 325 locations worldwide, allow us to provide you unparalleled access to exciting career opportunities. But don't take our word for it. Our company has appeared on Fortune® magazine's list of "World's Most Admired Companies" since 1998, and 9 out of 10 of our customers would recommend our service to a colleague.

      Apply for this job now or contact our nearest office at 888-490-5461 for additional information.

      All applicants applying for U.S. job openings must be authorized to work in the United States. All applicants applying for Canadian job openings must be authorized to work in Canada.

      © 2019 Robert Half Finance & Accounting. An Equal Opportunity Employer M/F/Disability/Veterans

      By clicking 'Apply Now' you are agreeing to Robert Half Terms of Use.

    Job Snapshot

    Location US-GA-Suwanee
    Employment Type Full-Time
    Pay Type Year
    Pay Rate $80,000.00 - $130,000.00 /Year
    Store Type Accounting, Finance
    Apply

    Company Overview

    Robert Half Finance & Accounting U.S

    Robert Half Finance & Accounting pioneered specialized financial recruitment in 1948 and today, as a result, is the worldwide leader in the industry. We specialize in placing experienced professionals in areas such as accounting, finance, credit and collections, bookkeeping, payroll and taxation. For six decades, we have developed lasting relationships with the industry- leading companies we serve, giving us access to the best career opportunities for our candidates. Learn More

    Contact Information

    US-GA-Suwanee
    Recruiter
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    Snapshot
    Robert Half Finance & Accounting U.S
    Company:
    US-GA-Suwanee
    Location:
    Full-Time
    Employment Type:
    Year
    Pay Type:
    $80,000.00 - $130,000.00 /Year
    Pay Rate:
    Accounting, Finance
    Store Type:

    Description

    Ref ID: 00870-0011057480

    Classification: Lender - Commercial

    Compensation: $80,000.00 to $130,000.00 per year

    The Busniess Development Officer/Lender will work with new or existing clients by marketing, structuring and preparing credit requests for commercial and commercial real estate loans (which may include construction and term loans, depending upon the assigned department), and cross-selling corporate products. The BDO is responsible for generating new business and managing assigned portfolio. The lender must be very familiar with the market in order to generate new business and is also responsible for staying abreast of all conditions and trends of marketplace.
  • The loan officer has the responsibility, as needed, to provide guidance, training, and mentoring to less experienced personnel. Furthermore, the loan officer may perform joint sales call and provide sales expertise to other lending staff.
  • The BDO should demonstrate the ability to understand credit risk and be able to properly evaluate and disclose risk in a relationship. The officer?s ability to analyze the borrower?s operational capacity is also evaluated.
  • The officer should also be able to assess collateral and any potential weaknesses. Factual accuracy in the loan memorandum is another consideration. The lender should understand the loan policy and document any exceptions to it.
  • The loan officer, with the assistance of the account manager, should ensure files are up to date and exceptions resolved in a timely manner. A goal for total exceptions is 25%.
  • The loan officer shall service account and maintain up-to-date memorandum in files. The loan officer shall maintain well-organized, neat and current credit and collateral files. Site visits shall be performed annually and documented accordingly.
  • The loan officer shall identify any potential problems in a loan relationship and document these issues in the credit file and promptly notify the SCO. Loan ratings shall be assigned at loan approval and the loan officer shall recommend any changes in a timely manner.
  • Loan officer shall assist in carrying out action plans approved by SCO for problem credit relationships.
  • The loan officer has the responsibility to collect past due loans. The specific actions depend upon the delinquency of the account. The bank?s past due goals are 1.25% for past due loans greater than 15 days and 1.0% for loans past due greater than 30 days.
  • The loan officer has the responsibility to adhere to Board approved asset quality goals. Loan losses should be maintained at acceptable levels. Substandard assets should be less than 20% and OAEM less than 25% of the lenders portfolio. KEYS ? College Degree ? either Bachelor's or Associates. Degree in finance, business or accounting preferred ? 2+ years of prior financial sales experience preferred ? 3+ years? experience in banking ? Strong communication skills, both verbal and written in English ? Strong organizational skills ? General knowledge of banking and business in targeted location
  • Requirements

    Qualified Candidates will:
    • College Degree ? either Bachelor's or Associates. Degree in finance, business or accounting preferred
    • 2+ years of prior financial sales experience preferred
    • 3+ years? experience in banking
    • Strong communication skills, both verbal and written in English
    • Strong organizational skills
    • General knowledge of banking and business in targeted location
    • Business Development
    • Commercial Lending
    • SBA Lending
    • SBA 7(a) Loans experience

      Robert Half Finance & Accounting, the world's leader in specialized financial staffing, provides exciting full-time opportunities in the areas of accounting, bookkeeping, finance, audit, taxation and more. We pioneered the professional staffing industry, and we've been successfully matching professionals with employers since 1948. Our proven proprietary processes, along with our relationships in 325 locations worldwide, allow us to provide you unparalleled access to exciting career opportunities. But don't take our word for it. Our company has appeared on Fortune® magazine's list of "World's Most Admired Companies" since 1998, and 9 out of 10 of our customers would recommend our service to a colleague.

      Apply for this job now or contact our nearest office at 888-490-5461 for additional information.

      All applicants applying for U.S. job openings must be authorized to work in the United States. All applicants applying for Canadian job openings must be authorized to work in Canada.

      © 2019 Robert Half Finance & Accounting. An Equal Opportunity Employer M/F/Disability/Veterans

      By clicking 'Apply Now' you are agreeing to Robert Half Terms of Use.
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