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Banking Credit Analyst

Description

Ref ID: 03100-0010736603

Classification: Bank Credit

Compensation: $50,000.00 to $60,000.00 per year

Assists lending department by completing financial statement and tax return spreads and/or cash flow analyses. Assists loan officers in gathering data from customers, internal and outside sources; prepares spreadsheets and analyzes financial information including financial statements and tax returns; contacts customers for additional information and clarification of data. Assists loan officers in gathering up-to-date financial statements for consumer/commercial accounts; ensures credit inquiries and UCC filings are researched to determine credit worthiness and appropriate collateral positioning are achieved. Compiles data from credit bureaus, conducts industry peer comparisons, and performs cash flow analyses and other such tasks and comparisons. Assists loan officers in performing pre-qualification assessment and analysis of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends. Assist loan officers in the review and renewal of credit facilities; provides back-up support. Assists with scanning of loan files and loan related data. Checks pledged assets as requested by loan officers. Assists with on-going computerization of the loan review function. Assists loan officers in verification of funds with mortgage companies and contractors. Develops knowledge of financial industry, economy, market conditions, rates, vendors and competition. May represent the Bank in various community, civic, and community reinvestment functions to further enhance the Bank?s image and develop additional business. Reinforces the application of superior customer service through his or her own example along with appropriate follow through with involved customers and employees. Assists in providing deposit and loan account ratings for loan officers. Answers telephones, questions and directs callers to proper Bank personnel. Treats people with respect; keeps commitments; Inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions. Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce and supports affirmative action. Follows policies and procedures; completes administrative tasks correctly and on time; supports the Bank?s goals and values; benefits the bank through outside activities. Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one?s own actions and conduct.

Requirements

? Associate?s degree (AA) or equivalent from a 2 year college or technical school; or 2 years of related experience and/or training; or the equivalent combination of education and experience. Work related experience should consist of a financial analyzing or lending background. Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be business or financial industry related. ? Basic experience, knowledge and training in financial statement and tax return analysis typically resulting from a combination of education in accounting, financial and/or credit analysis or related areas. ? Basic knowledge of commercial, construction, real estate and consumer loan processing. ? Ability to read, analyze and interpret general business periodicals, detail oriented journals, and technical procedures. ? Basic knowledge of related state and federal loan regulations and other Bank lending policies. ? Ability to effectively present information and respond to questions from groups of managers, customers, and members of the general public. ? Basic skills in computer terminal and personal computer operation; mainframe computer system; and word processing and spreadsheet software. ? Basic typing skills to meet production needs of the position. ? Basic math skills; calculate interest, proportions, and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; compute rate, ratio and percent, including the drafting and interpretation of bar graphs. ? Effective verbal, written and interpersonal communication skills with the ability to apply common sense to carry out instructions and instruct others, interpret documents, understand procedures, write reports and correspondence, speak clearly to customers and employees. ? Ability to deal with normal problems involving multiple facets and variables in non-standardized situations. ? Excellent organizational and time management skills. ? Ability to work with minimal supervision while performing duties. ? Current driver?s license and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities. Cash Flow Management, Banking Credit Analysis, Financial Analysis, Loans - Commercial, Loan Review, Microsoft Excel, Bank Relations

Robert Half Finance & Accounting, the world's leader in specialized financial staffing, provides exciting full-time opportunities in the areas of accounting, bookkeeping, finance, audit, taxation and more. We pioneered the professional staffing industry, and we've been successfully matching professionals with employers since 1948. Our proven proprietary processes, along with our relationships in 325 locations worldwide, allow us to provide you unparalleled access to exciting career opportunities. But don't take our word for it. Our company has appeared on Fortune® magazine's list of "World's Most Admired Companies" since 1998, and 9 out of 10 of our customers would recommend our service to a colleague.

Apply for this job now or contact our nearest office at 844.539.2523 for additional information.

All applicants applying for U.S. job openings must be authorized to work in the United States. All applicants applying for Canadian job openings must be authorized to work in Canada.

© 2018 Robert Half Finance & Accounting. An Equal Opportunity Employer M/F/Disability/Veterans

By clicking 'Apply Now' you are agreeing to Robert Half Terms of Use.

Job Snapshot

Location US-NV-Las Vegas
Employment Type Full-Time
Pay Type Year
Pay Rate $50,000.00 - $60,000.00 /Year
Store Type Accounting, Finance
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Company Overview

Robert Half Finance & Accounting U.S

Robert Half Finance & Accounting pioneered specialized financial recruitment in 1948 and today, as a result, is the worldwide leader in the industry. We specialize in placing experienced professionals in areas such as accounting, finance, credit and collections, bookkeeping, payroll and taxation. For six decades, we have developed lasting relationships with the industry- leading companies we serve, giving us access to the best career opportunities for our candidates. Learn More

Contact Information

US-NV-Las Vegas
Recruiter
702-732-2759
-
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Snapshot
Robert Half Finance & Accounting U.S
Company:
US-NV-Las Vegas
Location:
Full-Time
Employment Type:
Year
Pay Type:
$50,000.00 - $60,000.00 /Year
Pay Rate:
Accounting, Finance
Store Type:

Description

Ref ID: 03100-0010736603

Classification: Bank Credit

Compensation: $50,000.00 to $60,000.00 per year

Assists lending department by completing financial statement and tax return spreads and/or cash flow analyses. Assists loan officers in gathering data from customers, internal and outside sources; prepares spreadsheets and analyzes financial information including financial statements and tax returns; contacts customers for additional information and clarification of data. Assists loan officers in gathering up-to-date financial statements for consumer/commercial accounts; ensures credit inquiries and UCC filings are researched to determine credit worthiness and appropriate collateral positioning are achieved. Compiles data from credit bureaus, conducts industry peer comparisons, and performs cash flow analyses and other such tasks and comparisons. Assists loan officers in performing pre-qualification assessment and analysis of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends. Assist loan officers in the review and renewal of credit facilities; provides back-up support. Assists with scanning of loan files and loan related data. Checks pledged assets as requested by loan officers. Assists with on-going computerization of the loan review function. Assists loan officers in verification of funds with mortgage companies and contractors. Develops knowledge of financial industry, economy, market conditions, rates, vendors and competition. May represent the Bank in various community, civic, and community reinvestment functions to further enhance the Bank?s image and develop additional business. Reinforces the application of superior customer service through his or her own example along with appropriate follow through with involved customers and employees. Assists in providing deposit and loan account ratings for loan officers. Answers telephones, questions and directs callers to proper Bank personnel. Treats people with respect; keeps commitments; Inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions. Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce and supports affirmative action. Follows policies and procedures; completes administrative tasks correctly and on time; supports the Bank?s goals and values; benefits the bank through outside activities. Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one?s own actions and conduct.

Requirements

? Associate?s degree (AA) or equivalent from a 2 year college or technical school; or 2 years of related experience and/or training; or the equivalent combination of education and experience. Work related experience should consist of a financial analyzing or lending background. Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be business or financial industry related. ? Basic experience, knowledge and training in financial statement and tax return analysis typically resulting from a combination of education in accounting, financial and/or credit analysis or related areas. ? Basic knowledge of commercial, construction, real estate and consumer loan processing. ? Ability to read, analyze and interpret general business periodicals, detail oriented journals, and technical procedures. ? Basic knowledge of related state and federal loan regulations and other Bank lending policies. ? Ability to effectively present information and respond to questions from groups of managers, customers, and members of the general public. ? Basic skills in computer terminal and personal computer operation; mainframe computer system; and word processing and spreadsheet software. ? Basic typing skills to meet production needs of the position. ? Basic math skills; calculate interest, proportions, and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; compute rate, ratio and percent, including the drafting and interpretation of bar graphs. ? Effective verbal, written and interpersonal communication skills with the ability to apply common sense to carry out instructions and instruct others, interpret documents, understand procedures, write reports and correspondence, speak clearly to customers and employees. ? Ability to deal with normal problems involving multiple facets and variables in non-standardized situations. ? Excellent organizational and time management skills. ? Ability to work with minimal supervision while performing duties. ? Current driver?s license and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities. Cash Flow Management, Banking Credit Analysis, Financial Analysis, Loans - Commercial, Loan Review, Microsoft Excel, Bank Relations

Robert Half Finance & Accounting, the world's leader in specialized financial staffing, provides exciting full-time opportunities in the areas of accounting, bookkeeping, finance, audit, taxation and more. We pioneered the professional staffing industry, and we've been successfully matching professionals with employers since 1948. Our proven proprietary processes, along with our relationships in 325 locations worldwide, allow us to provide you unparalleled access to exciting career opportunities. But don't take our word for it. Our company has appeared on Fortune® magazine's list of "World's Most Admired Companies" since 1998, and 9 out of 10 of our customers would recommend our service to a colleague.

Apply for this job now or contact our nearest office at 844.539.2523 for additional information.

All applicants applying for U.S. job openings must be authorized to work in the United States. All applicants applying for Canadian job openings must be authorized to work in Canada.

© 2018 Robert Half Finance & Accounting. An Equal Opportunity Employer M/F/Disability/Veterans

By clicking 'Apply Now' you are agreeing to Robert Half Terms of Use.
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Banking Credit Analyst Apply now