Classification: Analyst
Compensation: $55000.00 to $60000.00 yearly
Our client, a fast growing lending group is looking for a Junior Portfolio Analyst to join this fast growing division. This Junior Portfolio Analyst will be an integral member of the lending team responsible for managing credit risk, completing underwriting and amendment work, monitoring infrastructure and working on special projects. Day to day responsibilities include but are not limited to:
- Perform financial analysis on reporting provided by borrowers, tracking the trends and developments which may impact loan performance.
- Model financial projections to assess a borrower’s ability to repay its loan under various economic scenarios.
- Assist in the management of portfolio credit risk, ensuring that asset quality remains strong, and executing strategies to limit the risk of loss.
- Monitor operating performance, financial condition, and credit risk for assigned borrowers to proactively identify issues and resolve problems in a timely and effective manner.
- Manage day-to-day borrowing activity of assigned asset-backed loan (ABL) investments pursuant to company policies and procedures.
- Work in conjunction the lending team to prepare loan underwriting and modification approval write-ups to present to the loan committee.
- Assist in the management of client relationship ensuring an appropriate balance of client-centric service while managing and adapting to changes in the borrower’s risk profile.
- Communicate with clients and the lending team in an organized, thoughtful, and timely manner.
- Prepare appropriate and timely reporting to senior management on borrower and portfolio performance, effectively communicating identified credit risks and recommended actions in compliance with the Bank’s internal procedures and guidelines.
- Assist with the risk rating, criticized asset management, and review processes for assigned borrowers.
- Actively manage upcoming loan maturities, past dues, and credit quality in conjunction with the lending team to support ongoing due diligence and credit monitoring efforts.
- Manage documents, communications, and work in accordance with company policies and department procedures.
- Complete additional analysis and projects on an ad hoc basis
The ideal candidate will have a BS in Finance, Accounting, Management or Economics with 6 months+ of experience in portfolio management, credit analysis, loan underwriting, public accounting, corporate
FP& A, structured finance, and/or leveraged finance role. In addition, this candidate will have a strong understanding for financial statement analysis, advanced Excel skills (financial statement modeling), ability to multi-task and excellent written and verbal skills. To apply to this Junior Portfolio Analyst role please apply through the RHI link or contact Caren Bach at 301.656.7121.